12820 Saddle Way

Knoxville, TN
$ 629,999 Beds 4 Baths 2.5 Sq 2,870
Monthly Estimate* How much can I afford?

MOVE-IN READY in the highly desirable Choto community! This beautifully updated and well maintained 4-bedroom home offers approximately 2,870 square feet of thoughtfully designed living space in one of West Knoxville's most sought-after location. Enjoy brand-new carpeting, freshly painted interior along with numerous other improvements. This will allow you to move in with confidence. The spacious open floor plan is ideal for both everyday living and entertaining, featuring generous living areas, abundant natural light, and well-appointed spaces throughout. One of the home's standout features is the expansive walk-in crawl space, providing exceptional storage from end to end--a rare and valuable bonus. Perfectly situated just minutes from Turkey Creek, top-rated Farragut schools, shopping, dining, parks, marinas, and beautiful Fort Loudoun Lake, this location offers the best of West Knoxville living with easy access to Oak Ridge and downtown Knoxville. If you've been searching for a meticulously maintained, truly move-in-ready home in an outstanding community, this is one you won't want to miss. Schedule your private showing today!

Active

  • Price
  • $ 629,999
  • City
  • Knoxville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Knox
  • Half Bathrooms
  • 1
  • Area
  • Knox County
  • Lot Size
  • 0.26 Acres
  • Zip
  • 37922
  • Sqr Footage
  • 2,870
  • Year Built
  • 2015
  • Taxes
  • $ 1774
  • Style
  • A-Frame, Traditional
  • MLS#
  • 1350554
Listed By: Realty Executives Associates
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Public Sewer
Heating Central,Heat Pump,Natural Gas
Cooling Central Cooling,Ceiling Fan(s)
Utilities Cable Available (TV Only)
Appliances Dishwasher,Disposal,Microwave,Range,Refrigerator
HOA Fee 360
Garage Spaces 3
Association Fee Includes Other
Architectural Style A-Frame,Traditional
Construction Materials Vinyl Siding,Brick
Year Built 2015
View Other
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Knox County - 1
Property Type Single Family
HOA true
Attached Garage true
Subdivision Name Thorngate S/D
Total Rooms 10
Full Baths 2
Status Active
Directions From I-40: Take Exit 373 for Campbell Station Road and head south. Turn right onto Kingston Pike (US-11/70). Turn left onto Virtue Road, then turn right onto Thorngate Drive. Turn left onto Saddle Way. The home will be on the right at 12820 Saddle Way.
High School Farragut
City Knoxville
MLS Area Knox County - 1
Lot Size Units Acres
Lot Size Square Feet 11238
Elementary School Northshore
Property Attached Y/N false
Middle/Junior High School Farragut
MLS Area Minor Knox County - 1
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Kitchen Island,Pantry,Eat-in Kitchen
Basement Crawl Space
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Gas,Stone
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 4
Total Baths 3
Other_sp_Rooms_co_Family_sp_Room true

Exterior Features

Exterior Amenities Prof Landscaped
Parking Features Attached
Lot Features Cul-De-Sac,Private
Water Source Public
Lot Size Area 0.26
Building Area Total 2870
Lot Dimensions 26.06 x 158.33 x IRR
Lot Size Acres 0.26
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Northshore Elementary School
Middle School Farragut Middle School
High School Farragut High School

Price History

8/3/2026 Listed $687,500
8/19/2026 3% - $665,500
9/14/2026 5% - $629,999

Property vs Zip Code Average in 37922

Price
AVG $1.03M
$630K
Taxes
AVG $2,707
$1,774
Year Built
AVG 2005
2015

12820 Saddle Way Knoxville, TN is a Single Family Home for sale at $629999 with 2870 sqft and a lot size of 0.26 Acres Acre(s). 12820 Saddle Way Knoxville has 4 bedrooms, 2 baths and was built in 2015. The property's zip code is 37922 which is in Knoxville, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.