408 Ernie Roberts Rd

Rutledge, TN
$ 700,000 Beds 4 Baths 3 Sq 2,424
Monthly Estimate* How much can I afford?

Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic. The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop. The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun. The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away. The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking. The setting feels tucked away while still keeping everyday conveniences within reach. Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands. This is the kind of property that makes spending time at the lake feel effortless.

Active

  • Price
  • $ 700,000
  • City
  • Rutledge
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Grainger
  • Half Bathrooms
  • 0
  • Area
  • Grainger County
  • Lot Size
  • 0.78 Acres
  • Zip
  • 37861
  • Sqr Footage
  • 2,424
  • Year Built
  • 2019
  • Taxes
  • $ 1135
  • Style
  • Traditional
  • MLS#
  • 1341090
Listed By: Wallace
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Propane
Cooling Central Cooling,Ceiling Fan(s)
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Trash Compactor,Washer
Architectural Style Traditional
Security Features Smoke Detector
Construction Materials Vinyl Siding,Frame
Year Built 2019
View Lake
Property Subtype Single Family Residence
County Grainger County - 45
Property Type Single Family
Attached Garage false
Subdivision Name Big-O-Estates
Other Structures Storage
Total Rooms 11
Full Baths 3
Status Active
Directions From US-25, continue onto US-11. Turn onto Bowen Rd. In 3 miles, continue onto Ernie Roberts Rd. Property is on the right. Sign on Property.
High School Grainger County Adult
City Rutledge
MLS Area Grainger County - 45
Lot Size Units Acres
Lot Size Square Feet 33976.8
Elementary School Rutledge
Property Attached Y/N false
Middle/Junior High School Rutledge
MLS Area Minor Grainger County - 45
Structure Type Basement Ranch
Standard Status Active
New Financing Cash true
New Financing Coventional true
New Financing New Loan true

Interior Features

Interior Amenities Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Pantry,Eat-in Kitchen
Basement Walkout,Finished,Plumbed
Flooring Laminate
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Windows - Insulated
Fireplace Y/N true
Total Bedrooms 4
Total Baths 3
Other_sp_Rooms_co_Great_sp_Room true

Exterior Features

Exterior Amenities Prof Landscaped,Balcony,Dock
Parking Features Off-Street Parking,Main Level
Lot Features Lake/Water Access,Waterfront,Level,Rolling Slope
Water Source Public
Lot Size Area 0.78
Building Area Total 2424
Lot Dimensions 92X235 IRR
Lot Size Acres 0.78
Frontage Type Lakefront
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Rutledge Elementary School
Middle School Rutledge Middle School
High School Grainger County Adult High School

Price History

5/16/2026 Listed $725,000
6/24/2026 3% - $700,000

Property vs Zip Code Average in 37861

Price
AVG $570K
$700K
Taxes
AVG $1,129
$1,135
Year Built
AVG 2005
2019

408 Ernie Roberts Rd Rutledge, TN is a Single Family Home for sale at $700000 with 2424 sqft and a lot size of 0.78 Acres Acre(s). 408 Ernie Roberts Rd Rutledge has 4 bedrooms, 3 baths and was built in 2019. The property's zip code is 37861 which is in Rutledge, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.